Fredericksburg Social Security Disability Attorney
When a serious car accident, on-the-job injury, sudden illness, or other medical condition prevents you from working, you may feel stressed, discouraged, and hopeful. Each day your bills start to pile up. Before you know it the bank is threatening you with foreclosure or your landlord is threatening to evict you. You may even have trouble providing basic items like food and clothing for your family.
We have good news. If you’re unable to work due to a physical or mental disability, you may be eligible for Social Security Disability benefits. The monthly cash payments that come with a Social Security award can help you and your family get by financially. And the medical coverage you’ll receive can help you get treatment that may improve your condition.
Getting the benefits you deserve is difficult. But a Social Security Disability (SSD) lawyer in Fredericksburg, VA from Corey Pollard Law can help you get every penny you deserve.
Focus on your health and family while we focus on the navigating the complicated Social Security system. Call or e-mail us today to find out more about how you can get approved for cash payments that will help you and your family. You can reach us at 804-251-1620.
What is SSD?
Social Security Disability Insurance benefits, often called SSD or SSDI benefits, are available to adults who are disabled and unable to work.
But you must have obtained enough work credits to have a chance at receiving SSD. You obtain work credits by paying taxes into Social Security. So if you worked, but did so under the table or did not report your full income, you may not be eligible for SSD.
Here is how many work credits you need to be eligible for SSD in Fredericksburg:
- If you are under 24 years of age then you need to have earned at least six work credits in the three years prior to when you filed for disability.
- If you are between 24 years of age and 31 years of age, you need to have worked at least half of the time between age 21 and the date you allege you became disabled.
- If you are 31 years of age or older then you need to have earned a specific number of work credits depending on your actual age. Usually you need to have worked five of the last ten years to be eligible for SSD.
If you meet the work credits requirement then apply for SSD benefits. You are entitled to SSD if you:
- Suffer from a mental or physical disability, or combination of impairments, that has lasted or is expected to last at least one year or result in death.
- Are unable to perform your past work or any other work that may exist in the national economy based on your age, education, and job skills. This analysis changes based on your education and age.
You can apply for benefits online through the Social Security Administration, by calling or visiting your local Social Security office in Fredericksburg located at 9915 Jefferson Davis Highway, Fredericksburg, VA 22407, or by contacting one of our Fredericksburg disability lawyers.
What is Supplemental Security Income (SSI)?
Supplemental Security Income (SSI) is similar to SSDI in that they share the same definition of disability. If you’re disabled medically under SSDI then you are disabled medically under SSI. But there are some key differences.
SSI is available to disabled persons with low or no income and limited assets and resources. You can still qualify for disability payments through SSI even if you have not worked recently or did not pay Social Security taxes.
SSI is available for Fredericksburg residents who are:
- Found disabled under the Social Security Act
- Have limited income (less than $735 per month)
- Have limited resources (less than $2,000 per person or $3,000 for a couple)
I Am Out of Work. Do I Qualify for Disability Benefits?
Being unable to find work is not enough to qualify for SSD or SSI benefits in Fredericksburg. You must prove that you’re unable to work – even if a job was available to you. The jobs Social Security will ask about vary depending on your age, education, and transferable job skills.
Here are five questions that anyone applying for Social Security Disability in Fredericksburg should answer:
- Are you able to work now? If you’re able to work, but unable to find work, then your claim will be denied. Social Security uses a different standard than workers’ comp or unemployment benefits.
- Do you meet a condition in the Listing of Impairments? If you meet the criteria for a medical condition found in Social Security’s Listing of Impairments then you qualify for SSD or SSI automatically. Don’t worry if your condition isn’t listed. You can still qualify for benefits. And our Fredericksburg Social Security Disability attorney can help.
- How severe is your medical impairment? Even if you have a physical condition or mental illness found in the Listing of Impairments, you will not qualify for benefits automatically. A diagnosis is not good enough. You must also prove that the symptoms and effects of your condition prevent you from working. For example having degenerative disc disease isn’t enough to get approved. But if the condition limits your ability to sit, stand, walk, and lift – then you may qualify.
- Can you do any job that you’ve held in the past 15 years? If Social Security finds you have work restrictions but that you can still do your past work, you will not qualify for benefits.
- Are you able to do any other work that exists in the labor market? If you are capable of doing a less physically demanding job than you did in the past, your claim may still be denied depending on your age and education.
Should I Hire a Social Security Disability Lawyer in Fredericksburg?
Answering the questions above may seem straightforward but it is usually anything but. The SSD benefits process is known for being long and difficult. Most applications are denied. A single mistake or misstatement can be the difference between receiving the benefits you need and getting denied.
Hiring a disability attorney to represent you and build your case can improve your chances of qualifying tremendously. When you work with an SSD lawyer from Corey Pollard Law from the beginning you give yourself the best chance of receiving the monthly disability benefits you need.
What if My Disability Application was Denied Already?
You still have a chance of winning your case, even if the SSA already denied your application. Our SSD lawyers can help you appeal the denial and prepare your case so that you have a better chance of getting approved.
If you decide to appeal SSA’s denial, contact us right away. You only have 60 days to file an appeal with the SSA and our attorneys will need time to speak with you, hear your story, learn the facts, and prepare a winning argument.
Call Corey Pollard Law Now for Help with Your Fredericksburg Social Security Claim
Many people give up when trying to navigate the complicated Social Security system or after receiving a denial. But you shouldn’t! Contact one of our SSD lawyers in Fredericksburg now. We have the experience and skill to help you. With us in your corner you have the best chance possible of winning.
We represent residents throughout Fredericksburg and nearby Spotsylvania County, as well as former employees living in the Northern Virginia area.
Call now: 804-251-1620