SSD Benefits


We Obtain Benefits for People with Disabilities in Virginia, North Carolina, and Maryland


The Social Security Administration (SSA) runs several federal programs that provide assistance to people with physical and mental disabilities. Each program has different medical and non-medical criteria that you must satisfy to qualify for benefits.


This article explains the different types of SSD benefits you may be entitled to receive. Keep reading to learn more. Then call Richmond disability lawyer and Newport News disability attorney Corey Pollard for a free consultation regarding your legal rights. We have the skill, experience, and resources to help you apply for disability and win your case.


Types of SSD Benefits


We help people obtain the following types of SSD benefits:


1. Social Security Disability Insurance Benefits


The Social Security Disability Insurance (SSDI) program provides monthly cash benefits to disabled workers and certain members of their families. You will receive disability insurance benefits if you have worked long enough to obtain a sufficient number of work credits and have a medical condition that has prevented you from working or is expected to keep you from working for at least one year.


Studies show a 20-year-old worker has a greater than 25 percent chance of becoming disabled before reaching retirement age.


SSDI benefits are paid each month after you prove that you’re disabled for as long as you continue to be disabled. When you reach full retirement age, your disability insurance benefits will convert into regular Social Security retirement payments.


2. Supplemental Security Income 


Supplemental Security Income is a federal program that provides monthly cash benefits to disabled adults who do not have enough work credits to qualify for SSDI and who have limited income, assets, and resources.


3. Social Security Disability Spouse’s Benefits


As the older spouse of a disabled worker, you will qualify for Social Security auxiliary benefits (also called dependents’ benefits) if you are at least 62 years old, have been married to the disabled worker for at least one year, and are not entitled to a retirement or disability insurance benefit that is half or more of your spouse’s benefit.


4. Social Security Disability Divorced Spouse’s Benefits


If you are the divorced spouse of a disabled worker who is entitled to disability insurance benefits, you will qualify for Social Security auxiliary benefits if you are 62 years of age or older and were married to the worker for at least ten years.


If you are the divorced spouse of an insured worker who has coverage under the SSDI program but has not filed for benefits, you may qualify for Social Security auxiliary benefits if a) your former spouse is 62 or older, b) you are 62 or older, c) you were married for at least ten years, and d) you have been divorced for at least two years.


5. Social Security Disability Widow’s Benefits


If you are a disabled widow or widower, you can claim Social Security benefits through your spouse’s earnings if you are a) between 50 and 60 years of age and b) you are the surviving or divorced spouse of a worker who received regular retirement benefits or SSDI.


If you are a widow or widower, but are not disabled, you can claim Social Security auxiliary benefits if you are over the age of 60.


These SSD benefits are beneficial if you do not qualify for disability insurance benefits based on your own work record, or if your spouse made more money than you and has a higher primary insurance amount (PIA) under the Social Security Act.


6. Social Security Disability Child’s Benefits


A dependent, unmarried child may receive insurance benefits based on the earnings of an insured parent or deceased parent who was insured at death if a) the child is under 18 years of age, b) the child is 18 or 19 but is a full-time student, or c) the child is over 18 but was disabled before age 22.


7. Social Security Disability Parent’s Benefits


You may qualify for SSD auxiliary benefits as a parent if you satisfy the following requirements: (a) your child was an insured worker who died; (b) you are at least 62 years of age; (c) you are divorced, widowed, or unmarried; (d) you have not married since your child’s death; (e) you received at least half of your financial support from your child at the time of your child’s death; and, (e) you can provide all the required evidence within two years of the child’s death.


8. SSD Lump Sum Death Benefits


You are entitled to a lump sum death payment if you are the surviving spouse of an insured worker and you lived in the same household as the deceased worker. This payment is worth several hundred dollars.


9. Children’s Disability Benefits


Disabled children are entitled to SSI benefits if their family satisfies the non-medical requirements of the Supplemental Security Income Program.


10. Medicare


Medicare is a federally funded health insurance program available to people age 65 or older, people under 65 who have been found disabled by Social Security, and any person with End-Stage Renal Disease (ESRD) who requires dialysis or a kidney transplant.


You can use this health coverage for doctor appointments, hospitalizations, pain management, conservative treatment, surgeries, and other medical care.


Further, your medical coverage has a prescription drug benefit that will help you pay for the medication you need to get better and to improve your symptoms.


11. Vocational Services


If you are a SSD beneficiary or SSI recipient, you may be entitled to many vocational services to help you get back to work. The federal government, in coordination with state agencies, provides employment and support services to disabled adults so that they can try to return to the work force despite their disability.


Get Help Qualifying for SSD Benefits


You paid into the system. Now it’s time that you get the SSD benefits you deserve. Social Security disability benefits provide much needed compensation that you can use to support yourself and your family. And by obtaining legal representation from a skilled Virginia disability attorney, you increase the probability of a successful outcome.


There is a lot on the line. To make sure that your claim is handled with care and compassion, contact an attorney with a track record of success handling disability claims. Corey Pollard and our disability attorneys have helped thousands of people obtain SSD benefits in Virginia and we want to represent you