Social Security Disability Benefits in Richmond, VA
Are You Unable to Work Because of Your Health? Call Our Richmond SSD Lawyer!
If you are unable to work because of a physical disability, chronic illness, or mental disorder, you may qualify for Social Security Disability (SSD) benefits. These benefits are administered by the federal government through the Social Security Administration (SSA). They provide much needed financial security and medical coverage to individuals who are no longer able to work because of a physical or mental disability.
One of the must frustrating aspects of the Social Security process is that you may have to wait months or even years from the date you file an application for Social Security Disability benefits to the date you receive your initial benefits. Richmond Social Security disability lawyer Corey Pollard has the knowledge, skill, and experience to help you through the SSD process and to make sure that your claim is handled efficiently.
Keep reading to learn more about the types of Social Security Disability benefits you may be entitled to. Then call, text, or email Corey Pollard for a free consultation. We serve the residents of Richmond, Petersburg, Williamsburg, Fredericksburg, Charlottesville, Newport News, Norfolk, Hampton, and Virginia Beach. And there is no fee unless you’re approved for benefits.
What Do I Need to Show to Qualify for Social Security Disability Benefits?
There are two things you must prove to obtain Social Security disability benefits in Virginia:
- You must be disabled as that term is defined under the Social Security Act. This means that you must have been unable to work for at least 12 months due to your physical and medical medical impairments.
- You must have paid into the Social Security system previously. When you were working a portion of your income was deducted from your paycheck in the form of FICA taxes. The amount of taxes you paid into the system determines the amount of your monthly Social Security disability benefits.
You can receive benefits on a permanent basis depending on the nature and severity of your disability. Or the SSA may award you a closed period of Social Security disability benefits if you were unable to work for 12 months or longer but returned to the work force once your condition improved. The amount of disability benefits is based on your average lifetime earnings, but may be calculated on a spouse or parent’s lifetime income in some situations.
Types of Disability Protection Provided by Social Security
The Social Security Act provides eight types of disability protection to disabled adults and children in Richmond. The types of Social Security disability benefits are:
- Monthly cash benefits for a disabled worker and his or her family. These benefits, often referred to as “disability insurance benefits,” are paid each month after you prove that you’re disabled for as long as you continue to be disabled.
- The establishment of a period of disability for a disabled worker. Establishing that you’re disabled is important for your financial future. By doing so, you protect yourself against the loss or reduction of the amount of retirement insurance benefits you’ll receive when you reach retirement age. When you establish that you’re disabled, your period of disability is excluded from the SSA’s calculation of your insured status or the amount of benefits. This protects you because it is likely that you had either no earnings or limited earnings when disabled. As a result your retirement benefits are paid at a higher rate.
- Monthly cash benefits for the needy, blind, and disabled. Blind or disabled adults who do not have enough work credits to qualify for disability insurance benefits can receive monthly cash benefits under the Supplemental Security Income (SSI) program. Disabled children can also receive monthly cash benefits under SSI.
- Monthly cash benefits for a disabled widow or widower. If you’re a disabled widow or widower between the ages of 50 and 59, you may be entitled to widow’s benefits based on your deceased spouse’s earnings records. This is beneficial if you do not qualify for disability insurance benefits based on your own work record, or if your spouse made more money than you and has a higher primary insurance amount (PIA) under the Social Security Act.
- Monthly cash benefits for a disabled child of a worker entitled to disability insurance benefits or retirement benefits or of an insured worker who died. Beginning at age 18, you may receive monthly cash benefits if you’re disabled and your parent qualified for disability insurance benefits or retirement benefits. These benefits are referred to as childhood disability benefits. To receive them you must prove that you were disabled before age 22.
- Hospital and supplementary medical insurance protection. Depending on whether you qualify for disability insurance benefits or SSI, you will become eligible for hospital and supplementary medical insurance protection under either Medicare or Medicaid. You can use this health coverage for doctor appointments, hospitalizations, pain management, conservative treatment, surgeries, and other medical care.
- Prescription drug benefit to help you pay for the medication you need to get better and to improve your symptoms.
- Vocational rehabilitation services for a Social Security disability beneficiary or a SSI recipient. The federal government, in coordination with state agencies, provides employment and support services to disabled adults so that they can try to return to the work force despite their disability.
Social Security Disability Representation You Can Count On
You paid into the system. Now it’s time that you get the SSD benefits you deserve. Social Security disability benefits provide much needed compensation that you can use to support yourself and your family. And by obtaining legal representation from a skilled Virginia disability attorney, you increase the probability of a successful outcome.
There is a lot on the line. To make sure that your claim is handled with care and compassion, contact an attorney with a track record of success handling disability claims. Corey Pollard and our Richmond disability attorneys have helped thousands of people obtain SSD benefits in Virginia and we want to represent you