Worker’s compensation provides a benefits system for workers who are injured, become ill, or die on the job site. To be covered by the worker’s compensation plan, a work-related accident must cause a serious injury. Some injuries can be life-threatening, permanent, or even fatal. If you were seriously injured on the job, you may wish to speak with a workers comp attorney to learn more about your legal options. Below is some information about the process that may be of interest.
Which Types of Injuries are Work-Related?
With just a few exceptions, any injury occurring during work should be covered. Under normal circumstances, all employees are protected by worker’s compensation. For instance, worker’s compensation can cover a technician injured in an accident while driving in the company vehicle to a customer’s location. However, the technician will not be compensated if he got into an accident while driving his own vehicle home from work.
Are Injuries Covered When the Employee Is Partially at Fault?
Worker’s compensation insurance and coverage is a “no-fault system.” What this means is that it doesn’t matter if the employee was injured due to their own carelessness.
- However, employees who hurt themselves while fighting with someone or while intoxicated are not eligible for workers compensation benefits.
- Some states also restrict injury overages caused by one’s misconduct. For instance, self-inflicted injuries by workers are never covered by workers’ compensation.
Does Workers’ Comp Cover Repetitive Motion Injuries?
Yes, it does. More than six million work-related illnesses and injuries occur in the United States every year. One of the most common types of workers compensation injuries is repetitive motion. This type of occupational injury often happens in jobs that require the same use of motion over and over.
- Usually, this affects an employee’s hands or feet.
- It is very common to see repetitive motion injuries among those who spend the majority of their time typing on a computer keyboard.
- Injuries of this kind are often treated with light medication, periods of rest, and rehabilitative exercise.
Workers Comp for Exposure to Harmful Toxins
Sadly, though workplace safety regulations have steadily improved over recent decades, the risk of injury remains. In some fields this is even more true than in others.
- Exposure to chemicals that cause respiratory issues or other illnesses are eligible for workers compensation benefits. If the damages were caused at least in part by a third party, the injured employee may have to consider litigation against them to recover their damages in full. A workers compensation attorney Palm Beach relies on can advise the injured worker of their legal options.
- Some of the most common types of injuries due to exposure to toxins are rashes, burns, lung or throat injuries, brain damage, and neurological damage. These injuries can occur slowly over a long period of time, or they can happen in an instant with life-threatening or fatal results.
If you have been injured on the job, or made ill by work conditions, seek the legal guidance of a workers comp lawyer immediately.
Thanks to our friends and contributors from the Law Offices of Franks, Koenig & Neuwelt, P.C. for their insight into workers compensation practice.