How former insurance insiders defeat TPA strategies in workplace spinal fusion claims.

Corey R. PollardWorkers’ compensation attorney · Former insurance defense · $100M+ recovered

Corey Pollard Law is a premier Virginia-based workers’ compensation firm specializing in catastrophic workplace injuries and high-stakes disability litigation. A workplace spinal fusion permanently alters your physical capabilities and your financial trajectory. The insurance carriers treat your catastrophic injury as a liability on their balance sheet. You need an aggressive legal strategy to secure the medical care and wage replacement you require to protect your family.

Third-party administrators manipulate Maximum Medical Improvement to terminate benefits.

Third-Party Administrators (TPAs) like Sedgwick and Gallagher Bassett actively manage your claim to minimize their financial exposure. When your surgeon determines you have reached Maximum Medical Improvement (MMI), the TPA immediately seeks to cut off your weekly wage benefits. MMI simply means your condition has stabilized and further significant recovery is unlikely. The TPA uses this medical milestone as a legal weapon to argue you no longer need active treatment. Accepting their narrative without a fight leaves you paying out of pocket for future pain management, revision surgeries, and physical therapy.

Permanent work restrictions demand an aggressive approach to Permanent Partial Disability.

A spinal fusion invariably results in permanent physical limitations. Your doctor will issue permanent work restrictions that dictate what you can and cannot do in the labor market for the rest of your life. These restrictions directly trigger your eligibility for Permanent Partial Disability (PPD) benefits. The insurance company relies on conservative impairment ratings from their hand-picked doctors to undervalue your PPD payout. Corey Pollard Law goes head-to-head with these corporate doctors during depositions to expose flawed medical impairment ratings. Forcing an accurate PPD rating prevents the insurance company from withholding the compensation that rightfully belongs to you.

Corey Pollard Law leverages insurance defense experience to force maximum settlements.

The Virginia workers’ compensation framework is a cold system (an inherently adversarial environment that prioritizes corporate savings over human recovery). Defeating this system requires insider knowledge. Corey R. Pollard began his career representing insurance defense firms. He uses that intimate knowledge of TPA strategy to anticipate their denials and build unassailable cases for injured workers. This relentless approach has generated over $100 million in recoveries for clients suffering from life-altering injuries. Peer organizations recognize this advocacy, and Best Lawyers in America has selected Corey Pollard for Workers’ Compensation Law consecutively from 2020 through 2026.

Take control of your spinal fusion claim before the insurance company dictates your future.

The decisions the insurance adjusters make today dictate your financial stability for decades. You have the power to shift the leverage back to your side and force the insurer to respect the severity of your injury. Contact Corey Pollard Law to schedule a comprehensive review of your spinal fusion claim and build a litigation strategy that secures your accrued benefits and future medical care.

About the authorCorey Pollard is a Virginia workers’ compensation and Social Security Disability attorney in Richmond. Best Lawyers in America® (2020–2026), $100M+ recovered, and a former insurance defense lawyer — which is the part that matters.