When you suffer an on-the-job injury, you should seek medical treatment immediately, notify your employer in writing as soon as possible, and file a workers’ compensation claim to get the benefits you deserve. If you follow these steps after your work accident, you may receive a call or letter from Gallagher Bassett.
Our law firm has handled many cases where the claims adjuster was Gallagher Bassett. This article provides an overview of Gallagher Bassett, what you can expect if it is handling your workers’ compensation claim, and how to maximize the settlement value of your Gallagher Bassett workers compensation claim.
If you have any questions about workers’ compensation, or are looking for a Gallagher Bassett workers’ compensation attorney, contact Corey Pollard for a free strategy session. We can help you get the workers’ comp benefits you deserve and negotiate a top-dollar workers’ compensation settlement in Virginia.
Though many people and lawyers think that Gallagher Bassett is an insurance company, it is not. Gallagher Bassett is one of the largest third-party administrators (TPAs) in the United States. Formed in 1962 to provide claims management services to self-insured clients, Gallagher Bassett is now a Fortune 500 company with more than $500 million in annual revenues and thousands of employees and offices across the world.
Self-insured companies and smaller insurance carriers hire Gallagher Bassett to manage their cases involving workers’ compensation, automobile accidents, premises liability, and personal injuries. This is a nice way of saying that Gallagher Bassett is hired to minimize the amount of money paid to injured workers and accident victims. According to its website, Gallagher Bassett is “steeped in experience across virtually every sector, including: Transportation, Retail, Government, Education, Hospitality, Healthcare and more. So whether it’s cuts and burns in your restaurant or repetitive stress on your assembly line, we’ve got the people and the platforms that can get your people back to work sooner.”
In Virginia Gallagher Bassett has served as third party claims administrator for companies and insurance carriers such as SuperValu, United Airlines, Tractor Supply Company, Air Wisconsin, Ace American Insurance Co., Old Republic Insurance Co, and American Zurich Ins.
Gallagher Bassett is not a neutral third party in your workers’ compensation claim or personal injury case. It is a company that competes for business from employers and insurance carriers. As such, Gallagher Bassett has an increased incentive to reduce payouts to injured workers and accident victims so that they keep their clients happy and grow their book of business.
Gallagher Bassett contracts with employers and smaller insurance carriers to be the administrator on all claims made for work-related injuries. When you submit a claim to get your medical bills covered or to receive wage replacement benefits under the Virginia Workers’ Compensation Act, your employer or its insurance carrier will turn the claim over to Gallagher Bassett. A claims adjuster with Gallagher Bassett is responsible for handling your claim.
As a TPA, Gallagher Bassett does many of the things that traditional insurance companies do. This includes: conducting field investigations after receiving an accident report; interviewing witnesses; asking injured workers and accident victims to give recorded statements; discussing the claim with the employer or insurance carrier; setting reserves for pending claims; managing and compiling information on the claim; putting together physician panels; coordinating medical treatment; providing advice to employers on return to work issues; coordinating with insurance attorneys defending their clients’ claims; managing payouts; reducing medical costs by trying to control which healthcare professionals you see and what medical treatment, such as surgery or pain management, you receive; and, negotiating settlements.
The Gallagher Bassett claims adjuster will try to control the costs in your case and negotiate as low a settlement as possible. As a large company, Gallagher Bassett has plenty of resources to protect their clients from claims by employees and to reduce costs, which means less money in the pockets of injured workers and accident victims. But with the help of an experienced workers’ comp attorney, you can fight back against a denied workers’ compensation claim or medical treatment denials from Gallagher Bassett.
Gallagher Bassett is one of the top third-party administrators by revenue in Virginia and across the country. According to Business Insurance, Gallagher Bassett’s main competitors include: Sedgwick Claims Management Services; Broadspire Services; UMR; ESIS; and, York Risk Services Group. No matter the TPA, we know how to deal with aggressive claims adjusters so that you get all the medical care and compensation you deserve for your workplace injuries.
Have you received a call or letter from a Gallagher Bassett workers’ compensation claims adjuster? Then we recommend contacting an attorney immediately. Gallagher Bassett is looking out for its clients’ interests, not yours. So it’s important that you hire a Gallagher Bassett workers’ compensation lawyer to fight for the benefits you deserve.
Still want to take on Gallagher Bassett alone? You can contact Gallagher Bassett by sending mail to 804 Moorefield Park Dr #301, North Chesterfield, VA 23236 or by calling 804-794-9627. You should also ask your employer to provide you with the contact information for your Gallagher Bassett claims adjuster.
Are you frustrated dealing with Gallagher Bassett? Remember, the Workers’ Compensation Commission decides who gets medical treatment, wage loss payments, and permanent partial disability benefits for a work injury, not Gallagher Bassett.
We recommend hiring an experienced workers’ compensation lawyer to deal with Gallagher Bassett following a workplace injury. All you have to do is call, text, or email Corey Pollard for a free strategy session. We know how to maximize the value of Gallagher Bassett workers compensation claims in Virginia. And we want to help you win!