Lawyer Helping Injured Employees with Travelers Work Accident Claims and Settlements
Does Your Employer Have Workers Comp Insurance Through Travelers? I Can Help You Win Your Case, Get Wage Loss and Medical Benefits, and Negotiate a Workers Compensation Settlement with Travelers.
The Travelers Companies, Inc., often called just Travelers, is one of the largest insurance companies in the world and the largest underwriter of workers compensation insurance policies in the nation. It provides workers comp insurance to hundreds of thousands of businesses and collects more than 7 percent of all workers compensation insurance premiums paid annually. If you are hurt at work, there is a high likelihood that Travelers insures your employer.
The purpose of this article is to discuss how Travelers will handle your workers compensation claim, what to look out for when dealing with one of Travelers’ claims adjusters, nurse case managers, or defense attorneys, and how to get a workers compensation settlement from Travelers that is fair.
The good news is that even though Travelers has the resources to defend a workers comp claim aggressively, help is just an email or phone call away. If you have questions about workers compensation in Virginia, call me for a free consultation: (804) 251-1620 or (757) 810-5614. Come see why fellow attorneys have voted me one of the best workers compensation lawyers in Virginia.
How Do I Know if Travelers is Handling My Workers Comp Claim for My Employer?
You will know that you have a Travelers workers compensation claim if you receive a phone call or letter from Travelers directly, or from one of its subsidiaries.
For example Travelers claims adjusters also handle claims for the following insurance companies that fall under the Travelers umbrella:
- Automobile Insurance Company of Hartford Connecticut
- Discover Property and Casualty Insurance Company
- Farmington Casualty Company
- Fidelity and Guaranty Insurance Company
- Fidelity and Guaranty Insurance Underwriters
- Select Insurance Company
- St. Paul Fire and Marine Insurance Company
- St. Paul Guardian Insurance Company
- St. Paul Mercury Insurance Company
- St. Paul Protective Insurance Company
- The Phoenix Insurance Company
- The Standard Fire Insurance Company
- TRAVCO Insurance Company
- Travelers Casualty Company of Connecticut
- Travelers Constitution State Insurance Company
- Travelers Indemnity Company
- Travelers Property Casualty Company of America
- United States Fidelity and Guaranty Co.
What Law Firm Defends Travelers Workers Comp Claims in Virginia?
Schoenberg and Associates defends Travelers in many workers compensation cases in Virginia.
This law firm, headquartered in Chantilly in Northern Virginia, is a captive law firm. That means all the lawyers at the firm are employees of Travelers.
Sometimes Travelers is defended by an outside law firm whose lawyers are not employed by Travelers.
Workers Compensation is a “No-Fault” System
Virginia workers compensation is a “no-fault” system. It’s supposed to be an easy and efficient system: You get hurt on the job, then your employer or its insurance carrier pays the benefits you’re owed by law.
Unfortunately workers’ compensation rarely works that way. Over the years it has become more complex and many claims are litigated.
Most employers purchase workers’ compensation insurance coverage through Travelers or another insurance company. The insurance company then manages the claim and makes decisions on whether to accept or dispute the claim and what benefits to pay.
Unlike your employer, the insurance company has no one-on-one connection with you. You are just a number and a business decision. It’s very impersonal. As a result, injured workers have to fend for themselves if they want to get the benefits they’re owed under the Virginia Workers’ Compensation Act.
There is, however, good news. You do not have to file a workers compensation claim on your own and fight the insurance company without help. Virginia workers compensation lawyer Corey Pollard has helped many clients just like you in workers compensation claims involving Travelers and the other major workers comp insurance companies in Virginia. We know how important it is for you to get all the benefits you’re owed, and we know what it takes to win at your workers comp hearing and to negotiate a top-dollar workers compensation settlement. We won’t stop fighting until we’ve gotten you everything you’re owed.
Are You Entitled to Workers’ Compensation Benefits Through Travelers Insurance?
Many employees injured on the job are entitled to benefits under the Virginia workers’ compensation system. You do not have to prove that your employer was negligent to receive medical care or income replacement benefits. Rather, you must prove that you were an employee who suffered an injury by accident arising out of and in the course of your employment.
Common examples of work-related accidents for which you should receive workers’ comp benefits include:
- Getting hurt in a motor vehicle accident while carrying out your job duties
- Falling from a ladder
- Hurting your back or neck while lifting a heavy object
- Injuring your knee in a slip and fall
- And much more
What Should You Do if Your Employer Has Travelers Insurance?
Travelers Insurance is one of the largest insurance writers in the U.S., with field offices in every state, total assets of over $100 billion, and annual revenues of more than $20 billion. Travelers provides insurance through its subsidiaries and more than 10,000 independent agents and brokers.
If your employer has Travelers workers’ compensation insurance, we recommend hiring an experienced attorney. Travelers has the assets and resources to fight every part of your workers compensation claim. And like all insurance companies, they routinely dispute and deny claims when injured workers fail to meet all the procedural and substantive hurdles present in the Virginia workers compensation system. Though the insurance adjuster may act like he or she has your best interests at heart, the truth is that they are getting paid to make sure you receive as little as possible for your work injury claim.
Workers comp attorney Corey Pollard can help you with your Travelers Insurance workers’ comp claim by handling all aspects of your claim and by developing the evidence to give you the best chance at a full physical, mental, and financial recovery. We have experience dealing with defense attorneys who represent Travelers Insurance in workers’ compensation claims, including many of their in-house staff attorneys.
Corey Pollard is here to help you make the best decisions with regard to your Travelers Insurance workers compensation claim. Do not settle for less than you deserve.
Schedule Your Free Strategy Session For Your Travelers Insurance Workers Compensation Claim
In Virginia injured employees can recover many types of workers’ compensation benefits. These include:
- Medical benefits to pay for your doctor visits, physical therapy, hospitalizations, surgical procedures, medication, and other treatment-related expenses.
- Wage loss benefits such as temporary total disability, temporary partial disability, and permanent total disability to cover some of your wage loss due to the injury.
- Mileage benefits to help you travel to and from your doctor’s office and pharmacy.
- Permanent partial disability benefits to cover any permanent impairment to the affected body part.
- Death benefits if a loved one dies because of his or her work-related injury.
But the insurance company won’t provide you with these benefits unless you take bold and aggressive action.
Contact attorney Corey Pollard today for help with your Travelers Insurance workers compensation claim. We represent injured employees in Richmond, Chesterfield, Petersburg, Hanover, Fredericksburg, Northern Virginia, Newport News, Williamsburg, Hampton, Norfolk, Virginia Beach, and Chesapeake. If you are dealing with Travelers for your workers comp claim, we can help you get the benefits you deserve. To get started, tell us about your injury online or call 804-251-1620 today.
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